Products and services


Prepaid card programs for SMEs (Small Enterprices) offer and ideal opportunity for your consumers who cannot, or choose not to open traditional bank account and want to control their spending.

BANCIBO offers an own-branded solutions for smaller companies and their customer base. Program is intended for clients with specific requirements, such a branding control and value-added benefits.
BANCIBO can build bespoke program for YOU:
  • As cost effective
  • As saving time
  • With global acceptance
  • With secure online accounts accessible 24/7
BANCIBO recommends Prepaid Card Program for:
  • All companies from SMEs to larger corporations
  • Business expenses, payroll, employee incentives
  • Travelling expenses
  • Company account control


BANCIBO can offer a complete current account anywhere within the Eurozone. Prepaid current and business accounts solutions provide an alternative to traditional bank account. We do this by assigning individual IBAN numbers to each account.​
Current accounts enable:
  • SEPA payments within EU/EEA
  • Transfer funds
  • Cash withdrawal via connected prepaid card at ATMs worldwide
  • Online account accessible 24/7
  • Real time SMS alerts to cardholders


Our smart all-in-one BANCid checking platform reveals identities in just a single second.

This is the kind of transparency your company needs. Minimise your risk by obtaining more information on customers, business partners, transactions.​

BANCid ends your worries with multiple passwords and signups and get your favorite services with a single account.​
Easy set up BANCid - get started and enjoy the benefits in just a few moments.​

Data under control - you control which data with BANCid are provided by different service providers.​
There's no risk of getting data from you that you don't even need.


BANCIBO strives to find the perfect payment solution for your business. In order to provide our clients with the flexibility they need, BANCIBO offers reloadable, non-reloadable, & virtual card programs.

These card issuing programs allow businesses to automatically pay partners around the world with a single wire transfer while avoiding the delays and heavy surcharges associated with more traditional methods.

​Did you know that a card issuing program can be used for payroll? BANCIBO provides payroll cards for businesses and their employees. Employees can get cash from debit machines, use the card for purchases, and pay bills.

Does your business need card issuing?​​
Many companies can benefit from BANCIBO’s card issuing program including:
  • Businesses with regular global payment needs
  • Affiliate programs
  • Loyalty programs
  • Payment providers
  • CPN
  • And more!
  • Virtual payment card programs


BANCIBO strives to anticipate the needs of our clients and through the years we have developed the highly customizable BANCIBO Closed Loop Card System for large companies. Large companies often have complex accounting needs and BANCIBO is here to take some of the complexity out of managing multiple divisions and/or locations.

The Closed Loop Card System allows complex organizations (hotels, resorts, casinos) to utilize one centralized processing system that connects to all divisions and/or locations within the organization.

Having a secure centralized system that connects all divisions and locations allows for easy accounting and peak efficiency.

The possibilities are endless and this BANCIBO offering can be tailored to meet the needs of your organization. See our GastroCard product.​​
BANCIBO Features​
  • Centralized Processing System
  • Connects Multiple Divisions and Locations
  • Easy Accounting
  • Highly Secure
  • BANCIBO Customizable Packages
  • Prepaid Card Capabilities


The digital wallet BANCFLIX in your phone can be the answer to all the unique daily financial needs in your life. Traditional banking often brings different costly charges, regulatory barriers and persistent delays in foreign transactions. The digital wallet BANCFLIX can help simplify most of your financial needs, by removing charges and lowering regulatory barriers, while remaining in full compliance with PCI requirements.

With our wallet you can transfer finances to accounts from corresponding accounts based on your needs in a very simple and fast way.

Do you often shop online while being afraid of someone misusing your credit card? With our digital card BANCFLIX, you won't have to worry anymore. You can simply authorize and decline ways of payment on the internet on your mobile phone or computer.

Since BANCFLIX is mainly about customization and adapting to the customer, you can ask for a credit card connected to the account of your wallet. These cards will let you withdraw finances in any ATM all over the world, where VISA cards are accepted.

The digital wallet BANCFLIX is your wallet, your way!

Digital wallet BANCFLIX has a fully functional IBAN account, which lets her access different payment methods of a bank account; Apple Pay, Google Pay, NFC payments, bank transfers in different currencies – international or domestic, payment orders with automatic invoicing or prepaid services.​


Merchant Accounts for Traditional Businesses

BANCIBO offers payment solutions and products that help businesses to grow and maximize their profitability. Our merchant accounts allow your business to accept all major prepaid, debit and credit cards, all with easy and fast setup.

BANCIBO – Integrated POS Terminals

BANCIBO is an integrated point of sale terminal for card present transactions. Fully integrated with BANCIBO’s Payment Gateway Software to help provide any type of business with the tools they need to grow their business faster.

The BANCIBO Integrated POS Terminal is an advanced system designed to meet the needs of your industry. BANCIBO lets your business process sales securely and allows you to efficiently take care of your accounting needs.

As with all other BANCIBO products, BANCIBO was created with the client in mind, featuring PCI compliance and a user-friendly interface.​


The BANCIBO Payment Gateway Software is the crown jewel of the BANCIBO product lineup. While other payment gateways will help you to process transactions, the BANCIBO Payment Gateway software comes equipped with advanced fraud protection to safeguard your business. The BANCIBO Payment Gateway was designed with the client in mind and is both highly secure and easy to use. Additionally, our gateway and API is completely PCI DSS Level 1 compliant.

​The BANCIBO Payment Gateway provides prepaid, debit and credit card processing, debit cards, E-Check, Check-21, chargeback management, and more for the unique needs of our clients​
BANCIBO Payment Gateway Features​​​
  • PCI DSS Level 1 Compliant
  • Advanced Fraud Protection Technology
  • User Friendly Gateway Interface
  • Extensive Accounting Options
  • No Yearly Contracts
  • Seamless Integration with Other BANCIBO Products


Need to process payments on the go? Don’t want to be tied down by a traditional payment processing unit? BANCIBO has the answer for you.

Introducing BANCIBO, the innovative BANCIBO solution for your business’ mobile processing needs. If you have a business that needs fluidity and mobility, then mobile processing might be the right answer for you.

BANCIBO features high security two-factor authentication and PCI compliance.​
BANCIBO Features​​​
  • Accept Payment Cards Anywhere Wirelessly
  • Works with iOS and Android Devices
  • Swipe, Chip Reader, and Tap Capability
  • Easy Portability
  • Highly Secure Two-Factor Authentication
  • PCI Compliant


Open Smart Multifunction Chip for Global Smart Cities Keychain is a modern card multifunctional tool that combines a multitude of chips or wallets Smart Keychain is an innovative approach to the functioning of the city and the lives of its citizens is the first multifunctional keychain for primary school pupils in Europe and the original pilot project​


In keeping with BANCIBO’s goal of bringing clients innovative and cutting edge technology, our software architects have designed BANCIBO specifically for money transfer service businesses.

BANCIBO is a well-trusted secure system for remittance that has compliance (KYC, AML, regulatory reporting) fully integrated into the software.

At BANCIBO, we think globally and our software is no different, BANCIBO was created for money transfer businesses to easily send and receive cross border payments.

Our money transfer agent software can also be white labeled for banks or other financial institutions. BANCIBO provides security and compliance to our clients and their customers.​
BANCIBO Features​​​
  • Highly Customizable Data Management
  • Integrated Compliance (KYC, AML, Regulatory Reporting)
  • Multi-Currency
  • WhiteLabel Option