Products and services

Card issuing & IBAN issuing

Card issuing
BANCIBO strives to find the perfect payment solution for your business. In order to provide our clients with the flexibility they need, BANCIBO offers reloadable, non-reloadable, & virtual card programs.

These card issuing programs allow businesses to automatically pay partners around the world with a single wire transfer while avoiding the delays and heavy surcharges associated with more traditional methods.

​Did you know that a card issuing program can be used for payroll? BANCIBO provides payroll cards for businesses and their employees. Employees can get cash from debit machines, use the card for purchases, and pay bills.

Does your business need card issuing?​​
Many companies can benefit from BANCIBO’s card issuing program including:
  • Businesses with regular global payment needs
  • Affiliate programs
  • Loyalty programs
  • Payment providers
  • CPN
  • And more!
  • Virtual payment card programs
Current Accounts
BANCIBO can offer a complete current account anywhere within the Eurozone. Prepaid current and business accounts solutions provide an alternative to traditional bank account. We do this by assigning individual IBAN numbers to each account.​
Current accounts enable:
  • SEPA payments within EU/EEA
  • Transfer funds
  • Cash withdrawal via connected prepaid card at ATMs worldwide
  • Online account accessible 24/7
  • Real time SMS alerts to cardholders

Buy now pay later - coming soon

The type of short-term financing, when customer can purchase and pay for items overtime after an up-front payment.

BNPL loans are easy for consumers to get approved for.
Consumer has BNPL option through his debit or credit card.
Payments can be deducted automatically (autopay) from consumer´s debit or credit card or bank account without any other high interest or fees – they have a fixed repayment schedule.
Consumer knows all payment amounts up front and each next payment will be the same.

BENEFITS
  • Convenient way to pay for purchases overtime
  • Frequently lower interest rates
  • High credit score is not necessary to qualify
  • Easy client´s onboarding and the fast approval

Card & Payments acquiring

Acquiring & POS solution as your payment ecosystem
Your seamless connection between customers, card schemes and banking networks.

Accept global payments
Through an in-depth analysis of your payment acquiring ecosystem we use key insights to modify your local and global income streams. This helps you reach more customers and increase acceptance rates.

Build a healthy cash flow
We understand how important a healthy cash flow is and work with you to set up appropriate fee schedules and integration options. Attracting new business should be straightforward and we aim to simplify this process as much as possible.​
Mobile POS solution
Need to process payments on the go? Don’t want to be tied down by a traditional payment processing unit? BANCIBO has the answer for you.

Introducing BANCIBO, the innovative BANCIBO solution for your business’ mobile processing needs. If you have a business that needs fluidity and mobility, then mobile processing might be the right answer for you.

BANCIBO features high security two-factor authentication and PCI compliance.​
BANCIBO Features​​​
  • Accept Payment Cards Anywhere Wirelessly
  • Works with iOS and Android Devices
  • Swipe, Chip Reader, and Tap Capability
  • Easy Portability
  • Highly Secure Two-Factor Authentication
  • PCI Compliant

POS terminals

Optimise your in-store and on-the-go payments.

Our end-to-end POS payment solutions and card terminals help you grow your business by creating a simple, secure user experience for you and your customers.

BENEFITS
  • Accept major card brands
  • Apple Pay and Google Pay™
  • Accept chip and pin and contactless payments
  • Optimise payment acceptance rates
  • PCI DSS and P2PE compliant
  • Customer support via phone and email

Merchant account / POS system

Merchant Accounts for Traditional Businesses
BANCIBO offers payment solutions and products that help businesses to grow and maximize their profitability. Our merchant accounts allow your business to accept all major prepaid, debit and credit cards, all with easy and fast setup.

BANCIBO – Integrated POS Terminals

BANCIBO is an integrated point of sale terminal for card present transactions. Fully integrated with BANCIBO’s Payment Gateway Software to help provide any type of business with the tools they need to grow their business faster.

The BANCIBO Integrated POS Terminal is an advanced system designed to meet the needs of your industry. BANCIBO lets your business process sales securely and allows you to efficiently take care of your accounting needs.

As with all other BANCIBO products, BANCIBO was created with the client in mind, featuring PCI compliance and a user-friendly interface.​

Payment gateway services

The BANCIBO Payment Gateway Software is the crown jewel of the BANCIBO product lineup. While other payment gateways will help you to process transactions, the BANCIBO Payment Gateway software comes equipped with advanced fraud protection to safeguard your business. The BANCIBO Payment Gateway was designed with the client in mind and is both highly secure and easy to use. Additionally, our gateway and API is completely PCI DSS Level 1 compliant.

​The BANCIBO Payment Gateway provides prepaid, debit and credit card processing, debit cards, E-Check, Check-21, chargeback management, and more for the unique needs of our clients​
BANCIBO Payment Gateway Features​​​
  • PCI DSS Level 1 Compliant
  • Advanced Fraud Protection Technology
  • User Friendly Gateway Interface
  • Extensive Accounting Options
  • No Yearly Contracts
  • Seamless Integration with Other BANCIBO Products